You Saved for Decades. Don't Let It Run Out in Years.

No.1 Trustworthy Retirement Advisor in U.S.

You woke up at 5am for thirty years. For what? To watch your savings run out and go back to work at 71? The people you did it for never asked you to suffer twice. So, call us at Core Finance Advisors. Let’s give your 30 years the retirement they earned.

Reserve Your Session

Fidelity gave you a dashboard. Vanguard gave you a target-date fund. Your 401(k) gave you a bar chart. But none of them told you if you're actually going to be okay after retirement. They will never do that. Only our retirement advisors will do that. It’s only Core Finance Advisors who make sure that it’s you who gets the first cut of everything, not the IRS. And we do it by optimizing your withdrawal sequence and outsmarting RMD traps. Book a call with us to find out how.

Book Your Plan

You Only Retire Once. You Won’t Get Another Chance at Retirement.

Your knees aren’t getting better. Your energy isn’t coming back. The time to enjoy your money is narrower than you think.. Only one conversation with Core Finance Advisors tells you exactly where you stand, what’s missing, and how to close the gap.

We Find Out Where You Stand Today

We review every account, balance, and gap to map your complete retirement picture. You get a clear answer on whether your current savings can cover your retirement years.

We Set Income Target Your Retirement Needs

We calculate your exact retirement income based on your lifestyle, healthcare, and debts. You get a real number that tells you exactly what retirement will cost you personally.

We Build Tax and Savings Strategy to Get You There

We set up Roth, max out 401k, and time Social Security for maximum payout. You get more money saved by retirement without earning a single dollar more than you do today.

We Engineer Your Retirement Income Floor

We structure withdrawals, RMDs, and pension coordination to last your entire retirement. You get the confidence of knowing your income will still be there twenty years from now.

We Stay With You Through Every Change

We update your retirement plan in real time when markets change or tax laws change. You get relief knowing that your plan is always working whether you hear the news or not.

This is the heading

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Book Your Plan

You have experienced advisors pushing 401k plans that do not apply to your income structure. With us, you will experience a Solo 401k or SEP IRA strategy built around your actual earning nuances.

You have experienced advisors who treat divorce as a legal issue and ignore what it does to your retirement. With us you will experience a retirement plan designed around your new financial reality.

You have experienced advisors who helped you build the business but had no real plan for the year you actually sold it. With us, you will experience a tax and wealth strategy that works in favor of business exit.

You have experienced plans built around one retirement date that left the other spouse completely unplanned for. With us, you will experience a coordinated strategy that handles both timelines correctly.

You spend years watching your savings shrink while paying for your kids and your aging parents. With us, your retirement will not get protected first while still not ignoring your family responsibilities.

You Don’t Even Know You Need $1.4 Million to Retire in 2026

Yes. If you’re an American, you need $1.4 million to retire comfortably in 2026. But still the median worker has $87,000. We won’t say it’s their savings gap. We call it a strategy gap. Because the people in your life who retired early didn’t really earn more than you. They just started to plan earlier than you. Core Finance Advisors exists for retirees like you who just realized this. One conversation with us can change your entire trajectory today. Not some other day.

Book Your Plan

At Core Finance Advisor, we keep our retirement planning services pricing affordable and transparent. Unlike other agencies we don’t like surprising retirees with hidden charges and surprise fees.

Package

Basic - 3K$

One-time flat fee
Full retirement readiness analysis
Personalized retirement income target
Social Security optimization strategy
Tax exposure review and reduction roadmap
401(k) and IRA contribution optimization
Written retirement action plan delivered

Subscribe The plan

Package

Standard - 580$

Flat monthly fee, zero AUM charges
For Americans within 15 years of retirement
Everything in Retirement Clarity
Ongoing investment management
Year-round tax planning and Roth conversions
Medicare and healthcare cost planning
Annual plan reviews and adaptation
Estate and legacy coordination

Subscribe The plan

Package

Premium - 12K$

Single annual flat fee
For retirees and pre-retirees with $2M+
Custom retirement income floor built
RMD and withdrawal sequencing plan
Social Security and pension maximization
Inflation and longevity risk modeling
Complete estate and charitable giving plan
No AUM fees ever

Subscribe The plan

From startups to seasoned entrepreneurs, how our clients achieved financial freedom.

Simone

NY, New York

“The Core Finance Advisor team was patient and helped us plan around our retirement timeline, especially with blended families and estate considerations. They helped us line up our income streams and even pulled in an estate attorney they partnered with.”

Tim and Angela

Austin, Texas

“We’ve got a blended family and weren’t sure how to line up retirement with estate planning. Core Finance Advisor didn’t rush us, they sat down, explained how to balance our income streams, and even connected us with an estate attorney here in Austin. For the first time, it feels like we actually have a plan that works for both our families.”

Mike

Bend, Oregon

“I honestly thought I’d be working until 65 or later. These guys showed me how my pension, IRA, and Social Security all tied together, and it turns out I could retire at 58. Now my wife and I are road-tripping through the Pacific Northwest with zero stress about running out of money. Couldn’t have pictured this life a few years ago.”

Linda

Tampa, Florida

“I used to lie awake worrying if I had enough saved. Core Finance Advisor rolled over my 401(k), opened a Roth IRA, and helped me nail down my RMD timing. Now I know exactly what I need each month, and the anxiety is gone. If I’d met them ten years ago, I’d have a lot fewer gray hairs.”

You're Contributing. You're Saving. And You're Still Going to Run Out.

Most people don’t see the retirement crisis coming. Contributing feels responsible to them. They don’t know that running out still happens to responsible people who don’t have a plan. Today, the window is open. But tomorrow, it won’t stay open. Reach out to Core Finance Advisors and build your plan before that window closes. After that, working in retirement will become your only option.

Chief Financial Officer

Johnathan Edwards Russel

Client Relations Manager

David Lee

Senior Investment Analyst

Michael Rodriguez

Senior Financial Advisor

Sarah Thompson

These are the questions retirees like you ask us right before they book a session with us.

Request A Call

A 401k only saves money. It never tells you which account to withdraw first. That’s why most retirees run out of their money fast. Core Finance Advisors builds that withdrawal plan for you and saves you from trouble.

RMDs are mandatory withdrawals starting at 73. If you miss an RMD, the IRS will take your 25%. So let Core Finance Advisors schedule every RMD automatically and avoid this trouble.

You’re late. But yes. Roth conversions, withdrawal fixes, and Medicare adjustments are still available. Reach out to us at Core Finance Advisors and our experts will tell you exactly what is still fixable.

Yes. You can catch-up contributions, Social Security timing, and tax savings to add more runway. Reach out to Core Finance Advisors and we'll tell you how to do that.

Traditional taxes you later. Roth taxes you now but withdrawals are completely free. We suggest you consult Core Finance Advisors because we’ll run your numbers and then tell you which one to choose.

To stop healthcare costs from destroying your retirement, you need to enroll in Medicare on time, plan your HSA withdrawals correctly, and build every future medical cost into your retirement plan. Core Finance Advisors handles all three completely.

Yes. When two people retire at different times, you need two separate income plans that work together as one. Core Finance Advisors builds exactly that.

To know your money will last, you need your plan tested against bad markets, rising inflation, and healthcare costs all the way to age 95. Core Finance Advisors runs every scenario and gives you one clear monthly spending number that holds up no matter what happens.

You Saved for Decades. Don't Let It Run Out in Years.

No.1 Trustworthy Retirement Advisor in U.S.

You Worked 30 Years For That Money. The IRS is About To Enjoy It.